Credit Analyst I Vacancies in Banner Solutions at Kansas City, MO

Website Banner Solutions

This Job listing For Year 2022 is about Banner Solutions in Kansas City, MO

About the job

Job Summary

Credit Analyst is responsible for evaluating credit worthiness of customers and monitoring and coordinating credit activities for the organization.

General Description, Primary Responsibilities, Job Duties

  • Coordinates credit approval process, including but not limited to processing credit applications and initiating inquiries into customer’s bank and trade references.
  • Assesses the creditworthiness of potential customers, including establishing payment terms and credit limits; handles special credit arrangements and deviations from standard terms of payment.
  • Analyzes credit data and financial statements of individuals or businesses to identify the degree of risk involved in lending money or extending credit.
  • Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity. Assist with investigation of discrepancies.
  • Establishes and maintains customer credit files and/or database; continually reviews customers’ credit histories and adjusts customer credit limits and terms as necessary.
  • Reviews collections reports to ascertain status of collections and outstanding balances and to evaluate effectiveness of current collection policies and procedures.
  • Audits delinquent accounts to ensure maximum efforts have been taken before assigning bad debt status to account.
  • Assists with the establishment and implementation of credit policy; recommends adjustments as needed.
  • Ensure timely account setup.
  • Ensure liens are in place were appropriate.
  • Uses computer software to evaluate customers financial status and produce financial ratios.
  • Compiles information, completes loan applications, and composes reports detailing the degree of risk involved in the loan or credit request; recommends approval or denial based on results.
  • Sets interest rates and minimum or maximum terms of repayment for customers based on earnings, savings data, payment history, and purchase activity.
  • Resolves customer complaints and verifies transactions through consultation.
  • Other duties as assigned.

Qualifications, Required Skills, Education, Certifications, Licenses

  • Accounting degree or equivalent, or two to four years related experience, or equivalent combination of education and experience
  • Excellent written and verbal communication skills
  • Proficient in Microsoft Office Suite
  • Strong organizational, problem-solving, and analytical skills
  • Acute attention to detail
  • Strong interpersonal and customer service skills
  • Good judgement with the ability to make timely and sound decisions
  • Working knowledge of data collection, data analysis, evaluation, and scientific method
  • Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm

Company: Banner Solutions

Vacancy Type: Full-time · Mid-Senior level

Job Location: Kansas City, MO

Application Deadline: N/A

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